The energy cost and payback calculator converts a walk-in refrigeration load (in kW) into annual USD electricity spend, compares two panel insulation options (Panel A vs Panel B), and computes simple payback period and 10-year net-present-value of the upgrade. Annual energy consumption is calculated as: load (kW) × annual run-hours × system COP−1. COP defaults use ASHRAE Handbook — HVAC Systems and Equipment typical values for the entered temperature class. Electricity tariff defaults follow the U.S. EIA average commercial retail rate; adjust for your state and utility. Payback = (capital cost difference) ÷ (annual energy saving). NPV uses your entered discount rate and energy price escalation. Results are indicative; actual savings depend on occupancy pattern, duty cycle, and installed equipment COP.
References: ASHRAE HVAC Systems and Equipment Handbook 2020; U.S. Energy Information Administration (EIA) electricity price data; ASTM C518.